Talem Virtual Library
What Claim Data Reveals About Severity, Timing, and Escalation
A random sample of bodily injury claim data revealed important patterns involving crash severity, injury alignment, referral timing, and billing exposure. The opportunity is to identify developing claim risk earlier—not simply count completed services.
Injury Alignment: How Adjusters Can Interpret Crash, Injury, and Treatment Fit
Bodily injury claims become harder to manage when crash, injury, treatment, and recovery information are considered separately. Injury alignment gives adjusters structured severity context to support more consistent handling, review, and escalation decisions.
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