Talem Virtual Library
BMR and IME: Connecting the Accident, the person, and the Claim
An IME explains the claimant’s medical presentation. A BMR explains the collision and occupant-loading environment. Connecting both can create more focused referrals and a clearer foundation for bodily injury claim decisions.
What Claim Data Reveals About Severity, Timing, and Escalation
A random sample of bodily injury claim data revealed important patterns involving crash severity, injury alignment, referral timing, and billing exposure. The opportunity is to identify developing claim risk earlier—not simply count completed services.
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